Dec 22, 2011



Have you fallen behind on your mortgage payments, and don’t know what to do? Watch this brief video, and find out what a Short Sale is, and why it may be the solution you have been searching for.
Then contact me Stephanie Woods at 928-237-4435 for a FREE consultation to find out if a Short Sale is right for you.

Dec 15, 2011

WE ARE YOUR REAL ESTATE EXPERTS!

Looking to sell? Upside down? Want to find that steal of a deal? We are your Yavapai County Realtors! We do it all! REO - SHORT SALE - HUD - EQUITY SALE - FANNIE MAE - FREDDIE MAC QUESTIONS? We have answers!! Don't hesitate to call us today, we are here for all your Real estate needs 928-237-4455

Dec 5, 2011

Home Inventory Down in Quad - City

Our market inventory is DOWN!  What does this mean?  For seller's a good time to list as we have buyer's that need homes! 
If your looking for more information, Call The Stephanie Woods Team today... We are happy to assist you with all your Real Estate NEEDS!

Nov 22, 2011

RENT TO OWN - LEASE PURCHASE HORSE PROPERTY





                 HORSE PROPERTY WITH GRANITE MOUNTAIN VIEWS!                 

1715 W. MERRILL - WILLIAMSON VALLEY  - LOOKING FOR A RENT TO OWN OR LEASE PURCHASE OPTION?  THEN THIS MIGHT BE THE PERFECT HOME FOR YOU!

SO MUCH SQUARE FOOTAGE - OVER 3500 SQUARE FEET ON 2.2 ACRES WITH A 2 CAR GARAGE AND HUGE GAME ROOM.

MLS #958438 - CALL STEPHANIE AT 928-308-8565 FOR MORE DETAILS TODAY!

Nov 8, 2011

PRESOTT BEAUTY NEEDS BUYER!


                            3347 ROSE LANE - PRESCOTT ARIZONA - SANDRETTO ESTATES                       


                                                                                                                                                                                


  • IMMACULATE INSIDE AND OUT.
  • FULLY LANDSCAPED
  • 3 BEDROOM - SPLIT FLOORPLAN
  • 2 CAR GARAGE
  • BRIGHT AND OPEN KITCHEN/ DINING
  • FIREPLACE
  • 2 CAR GARAGE
  • THIS IS A MUST SEE!
  • MLS #958384

CALL  THE STEPHANIE WOODS TEAM TODAY FOR YOUR SHOWING AT 928-308-8565 OR 928-237-4455.


8508 N. Priarie View Open House 11-12-2011

STOP BY AND SEE THIS LOVELY HOME IN THE VIEWPOINT - PRESCOTT VALLEY
$209,500 - 4 BEDROOM - 2 BATHROOM - OVER 1800 SQUARE FEET WITH A 3 CAR GARAGE - FULLY LANDSCAPED ON DRIP WITH FENCED REAR YARD W/ BLOCK WALL-
8508 N. PRAIRIE VIEW  - THE VIEWPOINT IN PRESCOTT VALLEY!!!  SATURDAY 10-2 
CALL STEPHANIE FOR MORE INFORMATION AT 928-308-8565.
MLS #958301 

Nov 3, 2011

Foreclosure Fears Foster True Grief

Reports of foreclosures by the millions have been in the news so much over the past few years that to some, it might seem like the new norm.

But as a real estate professional that is in the trenches with financially stressed homeowners every day, it never for a second feels to me like business-as-usual.

The prospect of losing one’s home is right up there among the major sources of grief, and often, it goes hand in hand with other tragic setbacks such as the loss of a job, a divorce, death of a loved one, mounting medical bills or skyrocketing mortgage payments.

Unfortunately, the first stage of grief is denial, and that’s even more the case when the threat of foreclosure is looming. No one wants to talk about or admit financial troubles—even when millions of others have found themselves in a similar spot. It’s completely understandable, but for homeowners who are behind on mortgage payments, decisive action is often the most critical step toward ensuring the best possible solution.

As a real estate professional who has sought out the Certified Distressed Property Expert (CDPE) designation, I help homeowners deal with the uncertainty that accompanies a mortgage which is no longer manageable. In the process, I help them to get on a path of financial solvency.

If you or someone you care about would like to change the course of a life that’s facing foreclosure, I get it and I can help.

Contact me today!

Stephanie Woods, Realtor

The Stephanie Woods Team

Keller Williams Check Realty

(928) 237-4435
Stephwd@msn.com

Nov 1, 2011

BEST DEALS OF THE WEEK FOR THE PRESCOTT AREA!

HUD Homes, FORECLOSURES, and SHORT SALES 10/21/11-10/28/11
Click on the links below to view the best deals of the week for the Prescott Area:

Prescott Area Site Built HUD Homes
Prescott Area Manufactured HUD Homes
Prescott Area Site Built Homes Foreclosure Listings
Prescott Area Manufactured Homes Foreclosure Listings
Prescott Area  Site Built Homes Short Sale Listings
Prescott Area Manufactured Homes Short Sale Listings

Call us if you would like to view any of these amazing deals!!

Stephanie Woods, Realtor
The Stephanie Woods Team
Keller Williams Check Realty
(928) 237-4449 (928) 237-4449
Stephwd@msn.com

Our team has Certified Short Sale agents available if you or someone you know could use assistance. Feel free to call us.



Stephanie Woods
928-308-8565 928-308-8565

8508 PRAIRIE VIEW - VIEWPOINT - PRESCOTT VALLEY ARIZONA

COME TAKE A LOOK AT THIS GREAT NEW LISTING!  8508 PRAIRIE VIEW - VIEWPOINT IN PRESCOTT VALLEY - 4 BEDROOM - FAMILY ROOM - OPEN KITCHEN - GREAT ROOM WITH CORNER FIREPLACE- 3 CAR GARAGE AT THE END OF THE STREET ALL FOR $212,500. CALL THE STEPHANIE WOODS TEAM TODAY FOR YOUR SHOWING AT 928-533-3176 OR 928-237-4455.

Oct 24, 2011

BUYER'S AGENT'S ON HAND AND READY TO ASSIST YOU!

The Stephanie Woods Team has several Buyer's Agent's with years of experience, market knowledge, and expert negotiating skills, who are ready to assist you with your next home purchase.


We are a select few with higher standards and work for you, the Buyer! We research, preview, and follow through each and every step of the home buying process.

With our higher standards we ask only one thing in return, buyer loyalty with us. We ask that you will agree to be loyal to us during your home buying process and come to us with an questions you may have. This commitment comes at no cost to you, with the understanding of a positive working relationship.

We are proud to commit to you and only ask the same from you.

Call us today, so we can help with your next home purchase 928-237-4455.




Oct 4, 2011

Renewed trust for tough times

Does it feel like trust is one of the major casualties of the economic meltdown of 2008 – followed by the “Great Recession,” the “Jobless Recovery” and now the threat of a “Double Dip Recession?”

Weren’t we assured that home values were destined to go up and up and up?

There have been lots of promises that help is on the way—and lots of warnings of scams and schemes that have only served to confuse the matter. So where’s a homeowner who’s underwater or overleveraged to turn?

Here’s the bottom line: the choices that homeowners make when they feel they are at the end of their rope will have ramifications for years to come on their ability to qualify for credit, their job prospects, their security clearance and their overall finances. When a family’s financial trajectory is rapidly heading in a negative direction, there’s no substitute for the helping hand of a knowledgeable expert who has the integrity, the experience and the training to reverse the course—someone who is tapped into regulatory initiatives and can separate fact from fiction.

It is my mission to serve as a credible source of information and perspective to homeowners who have found themselves in a tough situation and need help sorting through their options. That’s why I sought out the Certified Distressed Property (CDPE) designation—the most renowned and recognized credential in the distressed property field, and it’s why I continue to stay on top of regulatory and industry developments that impact options available to homeowners who are struggling with their current financial situations.

My message to homeowners who do not know where to turn: there is hope. Foreclosure is not inevitable and neither the government nor your bank wants to see that happen. No one expected to find themselves on the brink of foreclosure, but I have worked with countless clients who have managed to turn their financial trajectory around and get on a path of financial recovery.

It CAN be done! And it would be my privilege to help.
Stephanie Woods Team
Prescott, Prescott Valley, Chino Valley
http://www.shortsaleprescott.com/

Why short sales aren’t always a good option


Why short sales aren’t always a good option

I have many clients who call looking for deals on short sales and foreclosed homes in the Prescott Arizona and the Verde Valley including Prescott Valley, Chino Valley, Dewey-Humboldt, Paulden, Mayer, Clarkdale, Cottonwood, Cornville, Lake Montezuma, Sedona and more. Many think that short sales are better deals than foreclosures, which can be the case depending on their circumstances.

What to consider?

The short sale process has many moving parts that must be aligned in order for the sale to close. The third party lender/lenders have to agree to a short sale. Many times the listing agent is not provided with pricing that is acceptable to the lender at the time the home is listed. The home will most times be priced at fair market value and pricing will be lowered until and offer comes in. This could take several months and once an offer does come in there will most likely be counter offers by the seller based on what the lender will at that point disclose they are willing to accept based on several different factors. It could take days or months still at this point to close the transaction. If you do not have time to wait…..a short sale may not be for you.

When you buy a foreclosure in the Prescott or Verde Valley area, the process is much more straightforward and the prices are set by the bank at the time the property is listed. There is no waiting, guessing, or strategizing with a foreclosure property. In today’s market the best deals are flying off the market as quickly as they are coming on. Tough part with a foreclosure today is that you may be up against many other offers. Properties are not at times selling over asking price with multiple offers. Prescott homes between 150K-250K move extremely quickly so you much have a dedicated hard working agent to keep up with this market.

Some short sales are amazing buys if you have the time and patience. They are at times less competitive as people have shied away from them due to past difficulties in getting them closed. They used to be much more difficult to get accepted but we are now seeing the lender get more streamlined and deals moving quicker. The key to success is being prepared and having a full understanding of both processes and having an agent that knows their stuff and is actively in the market on a full time daily basis.

I invite you to contact me if you know someone who is looking to sale their home!!!!

Stephanie Woods
The Stephanie Woods Team
Keller Williams Check Realty
928-237-4435
Stephwd@msn.com

Oct 3, 2011

GREAT HOME IN UNIT 19! PRESCOTT VALLEY! 


Need a Home that boasts a guest sutie?  Or a Super Craft Room?  7160 E. Grandview in Prescott Valley could be your solution.  It offers 3 Bedrroms 2 Baths - Split Floorplan  - 3 car garage (One is heated) Beautifully landscaped front and rear yards on drip system.  Rear covered Deck to enjoy the lush yard.  MLS #956416

$209,900 - Call us today for your showing. The Stephanie Woods Team Keller Williams
928-237-4455

Sep 23, 2011

Prescott and Verde Valley latest deals of the week ending 9/23/2011

HUD Homes, FORECLOSURES, and SHORT SALES 09/16/2011-

09/23/2011

Best Deals of the week for Prescott & Verde Valley Areas

Click on the link below for the latest in Foreclosure and Short Sales listed in the past week:

Prescott Area HUD Homes 09/16/2011- 09/23/2011

Prescott Area Site Built Homes Foreclosure Listings 09/16/2011-09/23/2011

Prescott Area Manufactured Homes Foreclosure Listings 09/16/2011-09/23/2011

Prescott Area Short Sale Listings 09/16/2011-09/23/2011

Verde Valley Area Site Built Homes Foreclosure Listings 09/16/2011-09/23/2011

Verde Valley Area Manufactured Homes Foreclosure Listings 09/16/2011-09/23/2011

Verde Valley Area Short Sale Listings 09/16/2011-09/23/2011

Call us if you would like to view any of these amazing deals!!



Stephanie Woods, Realtor

The Stephanie Woods Team

Keller Williams Check Realty

(928) 237-4449
Stephwd@msn.com



Our team has Certified Short Sale agents available if you or someone you know could use assistance. Feel free to call us.


Stephanie Woods

928-308-8565

Sep 14, 2011

Prescott Short Sales

Short sales have definitely picked up in the last few months. Banks are making it easier to get through the process. Wait time has also been dramatically decreased on getting approvals. Call us today for up to date information on short sales. If you or anyone you know would like to review your options call us for an appointment. We are here to help. Click here to be taken to our website for additional information.

The Stephanie Woods Team
928-237-4435

Apr 11, 2011

Short-term funding extension

For those of you who are not aware President Barack Obama signed a short-term funding extension on Saturday hours after Democrats and Republicans narrowly averted a partial shutdown of the federal government by agreeing on the measure and a budget deal.


The new funding extension, which cuts spending by $2 billion, will last through next Friday, April 15.

The Senate immediately passed the extension on a voice vote. The House of Representatives followed suit early Saturday morning.

Negotiators capped days of frantic closed-door talks and public recriminations by agreeing on a framework for a package of $38.5 billion in spending cuts covering the rest of the fiscal year, which expires September 30. The budget deal still needs to pass in both houses, with the expectation that lawmakers will approve it and the president will sign it before the short-term funding measure expires.

The House is scheduled to begin considering that budget deal on Monday, with a vote slated for Wednesday. The Senate would take up the bill at some point after that, said spokesman Jon Summers of Senate Majority Leader Harry Reid's office.

At this time it is business as usual!

Apr 8, 2011

HUD Homes, FORECLOSURES, and SHORT SALES 04/01/2011 - 04/08/2011

Best Deals of the week for Prescott & Verde Valley Areas

Click on the link below for the latest in Foreclosure and Short Sales listed in the past week:

Prescott Area HUD Homes 4/1/2011 – 4/8/2011

Prescott Area Site Built Homes Foreclosure Listings 4/1/2011 – 4/8/2011

Prescott Area Manufactured Homes Foreclosure Listings 4/1/2011 – 4/8/2011

Prescott Area Short Sale Listings 4/1/2011 – 4/8/2011

Verde Valley Area Site Built Homes Foreclosure Listings 4/1/2011 – 4/8/2011

Verde Valley Area Manufactured Homes Foreclosure Listings 4/1/2011 – 4/8/2011

Verde Valley Area Short Sale Listings 4/1/2011 – 4/8/2011

Call us if you would like to view any of these amazing deals!!

Stephanie Woods, Realtor
The Stephanie Woods Team
Keller Williams Check Realty
(928) 237-4455
Stephwd@msn.com

Our team has Certified Short Sale agents available if you or someone you know could use assistance.  Feel free to call us.  We can also offer you a no cost 30 minute legal consultation to evaluate your situation.

Stephanie Woods
928-308-8565

HUD chief warns of housing fallout from shutdown

Shaun Donovan, secretary of the Department of Housing and Urban Development, told a Senate subcommittee that the Federal Housing Administration could not endorse more loans during a shutdown, adding that this might induce a loss of confidence in the lending community.
“This is the worst time that we could introduce that uncertainty into this fragile housing market,” Donovan said.
The FHA, part of Donovan’s department, oversees mortgage insurance on loans provided by agency-approved lenders. The insurance provides lenders with protection if homeowners default on their loans.
FHA-backed loans are frequently used by first-time homeowners who meet required criteria, Donovan said. The agency backed about 40% of loans used for home purchases in 2010, he said.
Donovan said there is a substantial risk in a shutdown that lenders will not fund loans backed by the FHA — especially if it lasts for a long period. Many lenders may decide to not close on the loans, he said.
More broadly, Donovan echoed the administration’s recent refrain, saying he worried a shutdown could imperil the progress the economy has shown in the past few months.
Americans trying to buy or sell homes would be at risk if Congress doesn’t reach a deal by midnight on Friday, Donovan said. A partial shutdown would ensue starting Saturday if Congress can’t agree on a funding package for the federal government.
Macro-level worries
Donovan also said the FHA plans to monitor the housing market closely during the critical spring and summer buying seasons because of fears of a double-dip recession.
“Certainly the data that we’ve seen over the last few weeks have raised concerns about where the market is going,” he said.
There has been a consistent decline in home prices, but there is some information through pending home sales that the pace of sales might start to increase, he said.
Mortgage lenders helping families stay in their homes are critical in avoiding another recession, Donovan said.
It’s also important that the agency improve enforcement capabilities in order to weed out bad lenders, he said.

Feb 25, 2011

Best Deals of the week for the Prescott & Cottonwood Areas

Click on the link below for the latest in Foreclosures and Short Sales listed just this past week.......

Prescott Area Foreclosures Listings 2/18/11 - 2/25/11

Prescott Area Short Sale Listings 2/18/11 - 2/25/11

Sedona/Cottonwood Area Foreclosure Listings 2/18/11 - 2/25/11

Sedona/Cottonwood Area Short Sale Listings 2/18/11 - 2/25/11

Call me if you would like to view any of these amazing deals!!

Stephanie Woods, Realtor
The Stephanie Woods Team
Keller Williams Check Realty
(928) 237-4455
Stephwd@msn.com

Feb 17, 2011

BUYER SEMINAR

The Stephanie Woods Team Presents our first ever FREE Buyer Seminar.


Today’s market can be very confusing............
"Learn how to buy a HUD home, foreclosure or other bargain priced property and avoid all of the common pitfalls"

Click on the link below for more information

Buyer Seminar Flyer

Feb 11, 2011

Best Deals of the week for the Prescott Area

Click below for the latest foreclosures and Short Sales in the Prescott area
Prescot Area Foreclosures 1/31 - 2/11/2011
Prescott Area Short Sales 1/31 - 2/11/2011

Please give The Stephanie Woods Team a call if you are interested in previewing one of these homes or would like additional information.

Feb 4, 2011

HUD Homes Photo List as of 2/4/2011

HUD Homes Photo List as of 2/4/2011

Please find attached customized-color photo brochure of HUD properties in AZ- Northern currently listed on the market as of 2-4-11. Please note that the properties featured on this list are subject to availability based on the daily sales.

CLICK HERE

Call us if you would like to view any of these amazingly priced HUD Homes


Stephanie Woods

The Stephanie Woods Team
Realtor
Keller Williams Check Realty
928-237-4455
Stephwd@msn.com

Jan 28, 2011

New Changes to Treasury's HAFA Program

New changes to Treasury’s HAFA program:




• Servicers are no longer limited to a 6% cap in regard to payments to subordinate lien holders

• Servicers must offer SSA within specific timelines.

• Servicers are no longer required to verify borrower’s financial information in order to determine HAFA eligibility

• House payments no longer need to exceed 31 percent of income.

FHA program for clients with FICO's between 580-639

I know a lender that is now running this great deal.

"Effective today, all Conventional and Government ARM's with a FICO score of 720 or better will receive an additional .25 improvement to price. The pricing special will run until further notice.


We also have a new product update for your client who are struggling with their FICO scores. We now have an FHA program for your clients that have FICO's between 580-639 on a service retained basis!"

Call me today to find out more on their program.

Stephanie Woods
928-308-8565

Jan 27, 2011

PRESCOTT VALLEY SHORT SALE SPECIALISTS

The Stephnie Woods Team has certified short sale specialists here to assist you.  You are not alone.  Call today for a private consultation.  We have a program to set you up with an attorney for a free 30 minute consultation. 

We are taking on two more short sales this week.

WE KNOW SHORT SALES

CALL THE STEPHANIE WOODS TEAM @ 928-237-4455
or you can e-mail me personally at Stephwd@msn.com

It's never to late to try and save your credit.

Prescott Valley, AZ Home/Garage converted to salon

Call us today @ 928-237-4455 to view this home in Prescott Valley that has a converted garage.  The garage used to be used as a salon.  It is a 3bedroom 2bath home in Prescott Valley on a .21 acre lot.  Click on the picture below to view the virtual tour.


HUD HOME
brought to you by:
The Stephanie Woods Team
928-237-4455

HUD Home in Chino Valley $35,000

New on the market today.  Check out this screamin deal on a HUD Home in Chino Valley.


Call our team today to request a showing of this home.  At this price.....it won't be around long.  Click on the photo to be taken to a virtual tour of the property.

THE STEPHANIE WOODS TEAM
928-237-4455

Jan 22, 2011

HUD Homes Photo List as of 1/21/2011

Please find attached customized-color photo brochure of HUD properties in AZ- Northern currently listed on the market as of 1-21-11.  Please note that the properties featured on this list are subject to availability based on the daily sales. 


Call me if you would like to view any of these amazingly priced HUD Homes

Stephanie Woods
The Stephanie Woods Team
Realtor
Keller Williams Check Realty
928-237-4455

Jan 21, 2011

Best Deals of the week for the Prescott Area

Here is this weeks list of available foreclosures and short sales for the Prescott area that just came on the market within the last week.

Prescott Area Foreclosures 1/14/11 - 1/20/11

Prescott Area Short Sales 1/14/11 - 1/20/11

Please give us a call if you would like additional information on any properties you may be interested in.

We are here for you!

The Stephanie Woods Team
(928) 237-4455
PrescottREOAgent@gmail.com