The Stephanie Woods Team has several Buyer's Agent's with years of experience, market knowledge, and expert negotiating skills, who are ready to assist you with your next home purchase.
We are a select few with higher standards and work for you, the Buyer! We research, preview, and follow through each and every step of the home buying process.
With our higher standards we ask only one thing in return, buyer loyalty with us. We ask that you will agree to be loyal to us during your home buying process and come to us with an questions you may have. This commitment comes at no cost to you, with the understanding of a positive working relationship.
We are proud to commit to you and only ask the same from you.
Call us today, so we can help with your next home purchase 928-237-4455.
Oct 4, 2011
Renewed trust for tough times
Does it feel like trust is one of the major casualties of the economic meltdown of 2008 – followed by the “Great Recession,” the “Jobless Recovery” and now the threat of a “Double Dip Recession?”
Weren’t we assured that home values were destined to go up and up and up?
There have been lots of promises that help is on the way—and lots of warnings of scams and schemes that have only served to confuse the matter. So where’s a homeowner who’s underwater or overleveraged to turn?
Here’s the bottom line: the choices that homeowners make when they feel they are at the end of their rope will have ramifications for years to come on their ability to qualify for credit, their job prospects, their security clearance and their overall finances. When a family’s financial trajectory is rapidly heading in a negative direction, there’s no substitute for the helping hand of a knowledgeable expert who has the integrity, the experience and the training to reverse the course—someone who is tapped into regulatory initiatives and can separate fact from fiction.
It is my mission to serve as a credible source of information and perspective to homeowners who have found themselves in a tough situation and need help sorting through their options. That’s why I sought out the Certified Distressed Property (CDPE) designation—the most renowned and recognized credential in the distressed property field, and it’s why I continue to stay on top of regulatory and industry developments that impact options available to homeowners who are struggling with their current financial situations.
My message to homeowners who do not know where to turn: there is hope. Foreclosure is not inevitable and neither the government nor your bank wants to see that happen. No one expected to find themselves on the brink of foreclosure, but I have worked with countless clients who have managed to turn their financial trajectory around and get on a path of financial recovery.
It CAN be done! And it would be my privilege to help.
Stephanie Woods Team
Prescott, Prescott Valley, Chino Valley
http://www.shortsaleprescott.com/
Weren’t we assured that home values were destined to go up and up and up?
There have been lots of promises that help is on the way—and lots of warnings of scams and schemes that have only served to confuse the matter. So where’s a homeowner who’s underwater or overleveraged to turn?
Here’s the bottom line: the choices that homeowners make when they feel they are at the end of their rope will have ramifications for years to come on their ability to qualify for credit, their job prospects, their security clearance and their overall finances. When a family’s financial trajectory is rapidly heading in a negative direction, there’s no substitute for the helping hand of a knowledgeable expert who has the integrity, the experience and the training to reverse the course—someone who is tapped into regulatory initiatives and can separate fact from fiction.
It is my mission to serve as a credible source of information and perspective to homeowners who have found themselves in a tough situation and need help sorting through their options. That’s why I sought out the Certified Distressed Property (CDPE) designation—the most renowned and recognized credential in the distressed property field, and it’s why I continue to stay on top of regulatory and industry developments that impact options available to homeowners who are struggling with their current financial situations.
My message to homeowners who do not know where to turn: there is hope. Foreclosure is not inevitable and neither the government nor your bank wants to see that happen. No one expected to find themselves on the brink of foreclosure, but I have worked with countless clients who have managed to turn their financial trajectory around and get on a path of financial recovery.
It CAN be done! And it would be my privilege to help.
Stephanie Woods Team
Prescott, Prescott Valley, Chino Valley
http://www.shortsaleprescott.com/
Why short sales aren’t always a good option
Why short sales aren’t always a good option
I have many clients who call looking for deals on short sales and foreclosed homes in the Prescott Arizona and the Verde Valley including Prescott Valley, Chino Valley, Dewey-Humboldt, Paulden, Mayer, Clarkdale, Cottonwood, Cornville, Lake Montezuma, Sedona and more. Many think that short sales are better deals than foreclosures, which can be the case depending on their circumstances.
What to consider?
The short sale process has many moving parts that must be aligned in order for the sale to close. The third party lender/lenders have to agree to a short sale. Many times the listing agent is not provided with pricing that is acceptable to the lender at the time the home is listed. The home will most times be priced at fair market value and pricing will be lowered until and offer comes in. This could take several months and once an offer does come in there will most likely be counter offers by the seller based on what the lender will at that point disclose they are willing to accept based on several different factors. It could take days or months still at this point to close the transaction. If you do not have time to wait…..a short sale may not be for you.
When you buy a foreclosure in the Prescott or Verde Valley area, the process is much more straightforward and the prices are set by the bank at the time the property is listed. There is no waiting, guessing, or strategizing with a foreclosure property. In today’s market the best deals are flying off the market as quickly as they are coming on. Tough part with a foreclosure today is that you may be up against many other offers. Properties are not at times selling over asking price with multiple offers. Prescott homes between 150K-250K move extremely quickly so you much have a dedicated hard working agent to keep up with this market.
Some short sales are amazing buys if you have the time and patience. They are at times less competitive as people have shied away from them due to past difficulties in getting them closed. They used to be much more difficult to get accepted but we are now seeing the lender get more streamlined and deals moving quicker. The key to success is being prepared and having a full understanding of both processes and having an agent that knows their stuff and is actively in the market on a full time daily basis.
I invite you to contact me if you know someone who is looking to sale their home!!!!
Stephanie Woods
The Stephanie Woods Team
Keller Williams Check Realty
928-237-4435
Stephwd@msn.com
Oct 3, 2011
GREAT HOME IN UNIT 19! PRESCOTT VALLEY!
Need a Home that boasts a guest sutie? Or a Super Craft Room? 7160 E. Grandview in Prescott Valley could be your solution. It offers 3 Bedrroms 2 Baths - Split Floorplan - 3 car garage (One is heated) Beautifully landscaped front and rear yards on drip system. Rear covered Deck to enjoy the lush yard.
MLS #956416
$209,900 - Call us today for your showing. The Stephanie Woods Team Keller Williams
928-237-4455
Need a Home that boasts a guest sutie? Or a Super Craft Room? 7160 E. Grandview in Prescott Valley could be your solution. It offers 3 Bedrroms 2 Baths - Split Floorplan - 3 car garage (One is heated) Beautifully landscaped front and rear yards on drip system. Rear covered Deck to enjoy the lush yard.
MLS #956416$209,900 - Call us today for your showing. The Stephanie Woods Team Keller Williams
928-237-4455
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