Happy New Year!

Can you believe that 2012 is OVER?? It seems like just yesterday I was marveling in the fact that 2012 had just begun. I am looking forward to a healthy and prosperous 2013 and I truly hope that you all ring it in safely and securely with the ones you love most by your side. Please remember that if you drink - don't drive. Don't ride in a car with a driver who has been drinking. Your life is worth the inconvenience of calling a friend, calling a cab or walking home. Don't make a bad choice that you will regret.

You never know what wonders and joys tomorrow will bring. We here at the Stephanie Woods Team wish you the happiest of New Years! Be Safe!

Housing Tax Reform

Well my friends, it's that time again, time to put away the twinkly lights, Christmas trees and drink up that last bit of eggnog. It is now - Tax Time! And a special treat for you homeowners, Limbo! That's right, I said it! This year we are looking at a complicated situation in the Housing Tax Reform department. The article I just read states the following "Nobody knows what shape tax reform - if it occurs in 2013 - will take: How drastically housing benefits are pared back, how long a transition period is provided, and what other elements in the final deal might serve to cushion the impact on homes, such as by spurring more vigorous economic growth, lower federal deficits and debt." I've linked it for you so you can get all the juicy details for yourself (what little there are). Always be sure to talk with your tax preparer before making any significant changes like buying or selling a home - Enjoy your New Year - may it be safe and prosperous! From our home to yours - The Stephanie Woods Team!

Keller Williams Check Realty
Stephanie Woods Team
3033 Windsong #202
Prescott Valley, AZ 86314
(928) 237-4449

Prescott Valley resale home values increase

Are you a Prescott Valley homeowner? Are you thinking about selling your home? We have good news for you! The Prescott Valley Tribune put out an article regarding the increase in resale (that's you) home values. While the numbers of homes between 2011 and 2012 has stayed pretty close, 816 to 831, respectively, the average sale price has risen 14%. This bring the average sale price up to $154,137 from $134,758 in 2011. So for those of you who held on to your homes in hopes of home values going up, smart move! But don't take our word for it, check out the article here.
And now that you're ready to move on to bigger and better things, including your home, think about the Stephanie Woods Team Click on the link or call us at 928-237-4455. We have a highly trained staff ready to work with you. Call us today and we can work up a  Home Value Report specifically tailored to you!

Historic Home for Sale in Prescott, AZ

Historic Homes in Prescott, AZ

Prescott was established in the late 1800's and is famed for being everybody's hometown and the official Christmas City. Walking down Whiskey Row gives you a small glimpse of our history but there is great beauty and originality on our  Victorian style homes. Prescott has 809 buildings on the National Register of Historic Places and you can make one of them yours! Historic homes are the gems of our community! Contact the Stephanie Woods Team and Keller Williams to preview one of these amazing treasures or just complete the form below - we are ready to work for you!

Foreclosures are slowing down, are Investors leaving?

Is this good or bad? I suppose it all depends on where you sit. Are you an investor or an average home seller? An article posted by azcentral.com touches on this situation. The data indicates that investors could stop buying up the inventory of foreclosed homes as early as next year. Keep in mind this data is coming from the Phoenix area - Luckily, Prescott is still a 'small town' and doesn't have the national eye focusing on it. While we don't have the investors hitting Prescott as hard as they did in Phoenix, it still occurred here and as far as trends seem to go, we should recover as well. So, if you are considering buying or selling - you will want a hands on, educated and experienced team to work for you. You need to contact the Stephanie Woods Team at Keller Williams we are ready willing and able to work for you and make your dreams happen.

Property Taxes

Something to consider - Many of America's homeowners have what is called an impound account that is held by your mortgage company. When you make your monthly mortgage payment you are usually including  1/12 of your Property Taxes and Homeowners Insurance. When your taxes and insurance come due, your mortgage company makes those payments on your behalf out of your impound account. If you stop making your mortgage payments, for whatever reason, and your taxes are impounded, odds are your taxes will stop getting paid. This could create an interesting situation. Your property taxes are considered a first lien position, and if they aren't paid, you could lose your home and still potentially be responsible for paying off your mortgage. Click on the link below for an interesting article regarding this very topic - If you have questions regarding a short sale, foreclosure or sale of your home, call us! We're happy to assist you and answer any questions you may have. We Work For You at the Stephanie Woods Team. We're just a phone call away!

Tax Lien Sale

Stephanie Woods Team

Keller Williams

3033 Windsong, #202

Prescott Valley, AZ 86314

(928) 237-4435

What's my Prescott Home Worth today?

When you're looking for a partner to help you negotiate the complexities of selling a home in Prescott or the surrounding Yavapai County, you've come to the right place. The experience, dedication and strong communication you'll receive here will help ensure the successful and profitable sale of your Prescott home:

1. The Local Advantage - Take advantage of a broad spectrum of technologies and tools to support the sale of your Prescott home from start to close.

2. Internet Advertising - Since the lion's share of home buyers starts their search on the internet, top placement on search engines is essential. You'll gain access to placement on Google, MSNBC, and other websites. This will maximize your exposure and bring a large number of potential buyers to view information about your Prescott home.

3. Email Campaigns - It's important to "work the network." We can work together to identify the right people to target your home-and get in touch with them by email to drive excitement and interest.

4. Personal Touch - Of course, technology alone won't sell your home. Face-to-face interaction provides the advantage to sell your home-and you won't have to worry about a thing. The details will be handled with care and constant communication, to ensure the marketing and sale of your home go smoothly.

Feel free to call The Stephanie Woods Team for all of your Real Estate needs.

The Stephanie Woods Team
928-237-4449

How much is my home worth?

http://www.prescottazhomefinder.com/sell/

Keller Williams Check Realty

  3033 Windsong, Ste 202

 Prescott Valley, AZ, 86314

 928-237-4435  

When you're looking for a partner to help you negotiate the complexities of selling a home, you've come to the right place. The experience, dedication and strong communication you'll receive here will help ensure the successful and profitable sale of your home:

1. The Local Advantage - Take advantage of a broad spectrum of technologies and tools to support the sale of your home from start to close.

2. Internet Advertising - Since the lion's share of home buyers starts their search on the internet, top placement on search engines is essential. You'll gain access to placement on Google, MSNBC, and other websites. This will maximize your exposure and bring a large number of potential buyers to view information about your home.

3. Email Campaigns - It's important to "work the network." We can work together to identify the right people to target your home-and get in touch with them by email to drive excitement and interest.

4. Personal Touch - Of course, technology alone won't sell your home. Face-to-face interaction provides the advantage to sell your home-and you won't have to worry about a thing. The details will be handled with care and constant communication, to ensure the marketing and sale of your home go smoothly.

Granville Subdivision, Prescott Valley, AZ

Granville in Prescott Valley is offering a $5K buyer discount on new model homes.  This discount can be used for closing costs or towards home options on your new model home.  Offer expires soon so call us today for details.  The Stephanie Woods Team 928-237-4449.

I am also a resident of Granville in Prescott Valley Arizona.

Veterans buying homes in Arizona

There are more veterans buying homes! And now, buying a new home has become easier with loan programs for veterans. Even if you have experienced a foreclosure or a short sale, you can qualify. The below options are available for veterans buying homes.

-ZERO down payment is required, in most cases
-NO monthly Mortgage Insurance
-Relaxed credit standards so perfect credit is NOT required
-No income caps
-No reserves required
-Flexible underwriting with expanded debt ratios
-Seller or other parties may contribute up to 4% of the Veteran's closing costs

Contact the Stephanie Woods Team today and let us assist you in getting qualified to purchase your new home in Yavpai County Arizona.  Your dreams may be closer than you think, let us help you reach them and get you into your new home. If you are veteran looking to buy a home in Prescott or surrounding Yavapai County, contact us NOW! 928-237-4455

We have experience with VA loans and would love to get you in your new home.

Prescott Valley Award Winning Schools

If you are considering relocation and are looking into the school systems for your children, consider this, Prescott Valley has TWO schools that have the NCEA stamp of approval! For consistent improvement in Student achievement and above-predicted percentage of of students scoring at 'exceeds level' on their AIMS tests. Prescott Valley is still your small town with good values, good schools and a great place to raise children. Contact the Stephanie Woods Team for help with relocating to your new home town. Call Now - We look forward to meeting you!

Hey you! Are you looking for a successful career in Real Estate

Work with the RIGHT team! 
We are an established,  fast paced team and we are looking for someone who is highly motivated to join us!  

Is that person you?  

The Stephanie Woods Team of Keller Williams, wants to help you succeed in your Real Estate career.  

Contact Us TODAY!!!

We aren't the only ones that LOVE Prescott. Our home town in one of the top locations to retire to.  If you've ever been to Prescott, you know what I am talking about. If you haven't been to Prescott, you're missing out. Now is the time to plan your vacation, meet with one of our highly trained Realtors and find your dream home in your dream town. 

What is My Prescott Valley Home Worth

Keller Williams Check Realty
3033 Windsong, Ste 202
Prescott Valley, AZ, 86314
928-237-4455    

When you're looking for a partner to help you negotiate the complexities of selling a home, you've come to the right place. The experience, dedication and strong communication you'll receive here will help ensure the successful and profitable sale of your home:

1. The Local Advantage - Take advantage of a broad spectrum of technologies and tools to support the sale of your home from start to close.

2. Internet Advertising - Since the lion's share of home buyers starts their search on the internet, top placement on search engines is essential. You'll gain access to placement on Google, MSNBC, and other websites. This will maximize your exposure and bring a large number of potential buyers to view information about your home.

3. Email Campaigns - It's important to "work the network." We can work together to identify the right people to target your home-and get in touch with them by email to drive excitement and interest.

4. Personal Touch - Of course, technology alone won't sell your home. Face-to-face interaction provides the advantage to sell your home-and you won't have to worry about a thing. The details will be handled with care and constant communication, to ensure the marketing and sale of your home go smoothly.

Presidential Election and Real Estate

Are you curious about what will happen to our housing market once the presidential election is over? Will there remain assistance for homeowners who are under-water? Will the market be flooded by the influx of bank inventory? These are the questions that every American seems to be asking. An article from the Washington Post may shed some light but, I'm fearing that we won't have real answers until the election is over - and maybe not even then. Is it time to sell your home, walk away or short sell? We can assist you with your options - and will be there when your decision is made The Stephanie Woods Team is stable in our dedication to our clients. You have options, we can help - contact us today!

Looking for a home and don't know where to start?

This Weeks NEW Listings!

Are you wanting to buy a home and just aren't sure where to start? We have some of the BEST buyer's agents in the area! They are highly qualified and ready, willing and able to work with you. Call or click the Stephanie Woods Team at (928) 237-4435 and we will get you on the right path to home ownership.

Humble Abodes

Are you looking for a new humble abode? Click on the link below to preview the new Prescott Valley Home listings for the month of October. Then call the Stephanie Woods Team to schedule your showing - Teamwork makes your dream work! Call us today at (928) 237-4435.

October Listings

Home Buyers Wanted!
No Previous Experience Necessary!
Bring us your WANTS, your DESIRES, your DREAMS!
We Cater to you!

Contact us:
Stephanie Woods Team 

Keller Williams Check Realty
3033 Windsong #202
Prescott Valley, AZ 86314
(928) 237-4435

Buyer or Seller Market?

That is a tough call. The residential home inventory hasn’t been this low in years. With inventories this low, buyers are competing for the best properties while still trying to get more for their dollar. Have you considered listing your home? In this current market, your property has the potential to sell for more than you think. Home prices are rising. Investors, first time home buyers and those who are up sizing AND downsizing are looking and not finding what they are wanting – it could be your home. Contact The Stephanie Woods Team at Keller Williams Check Realty. We’re here to assist you and provide you with our knowledge and experience.

Stephanie Woods
Associate Broker
Keller Williams Check Realty
3033 Windsong Dr. #202
Prescott Valley, AZ 86314
 (928) 237-4449 

Bank of America to wipe out thousands of second lien mortgages

by Tara Steele in Mortgage, News - October 1, 2012  

Bank of America is in the process of sending out thousands of second lien mortgage forgiveness letters as part of this year's massive mortgage servicer settlement.

Bank of America’s big move

As part of what Bank of America calls their “ongoing efforts to help customers in need of mortgage assistance,” roughly 150,000 letters are currently being sent to pre-qualified homeowners that offers to automatically extinguish the full, unpaid balance of their second lien mortgages. Bank of America said in a statement, “The intention of the program is to place homeowners in an improved financial situation by reducing their monthly debt obligations and, potentially, help them create equity in their property.”
This big move is part of the terms of $25 billion mortgage servicing settlement reached this spring after years of investigation of the nation’s largest mortgage servicers in a joint effort between federal, state, and local entities.

 To view this article in its entirety click on the link below!

Bank of America's big move

Prescott Home Prices are RISING!

Have you wondered if your home value is going up? The map below displays what Arizona cities are at, in terms of listing prices. Prescott, in the past 3 months - has increased a whopping 5.17%. And Currently the Stephanie Woods Team, at Keller Williams in Prescott Valley, AZ needs SELLERS! Making this an ideal time to list your property. Our inventory has been bought up - and there are still BUYERS out there - it could be your home that they are waiting for!
Call us today for your free, no obligation, market analysis. Stephanie Woods Team, Keller Williams Check Realty. (928) 237-4435.

NO CHANGES TO RURAL DESIGNATED AREAS… WILL OCCUR UNTIL MARCH 27, 2013

Implementation of 2010 Census Data

No changes to rural designated areas based on the 2010 Census Data will occur until March 27, 2013 unless directed otherwise. 

For additional information on this subject, attached is the Administrative Notice, AN 4679 with additional information.  Below is an exert directly from the AN