DEALS OF THE WEEK IN PRESCOTT AND PRESCOTT VALLEY! HUD Homes, Fair Market,  FORECLOSURES, and SHORT SALES

HUD Homes, FORECLOSURES, and SHORT SALES 04/13/12 -04/20/12

Click on the links below to view the best deals of the week for Prescott and Prescott Valley!

Active REO/Lender Owned Manufactured/Mobile 


Active REO/Lender Owned SFR


Active Short Sales Manufactured/Mobile


Active Short Sales SFR--Prescott


Active Short Sales SFR--Prescott Valley


Active Fair Market SFR


Active Fair Market Manufactured/Mobile
 

 
 
 


 





Call us if you would like to view any of these amazing deals!!

Stephanie Woods, Realtor
The Stephanie Woods Team
Keller Williams Check Realty
(928) 237-4449 (928) 237-4449
Stephwd@msn.com
Our team has Certified Short Sale agents available if you or someone you know could use assistance. Feel free to call us.

Stephanie Woods

928-308-8565 <> 928-308-8565 

 

MOVE IN READY HOMES IN MARICOPA AND YAVAPAI COUNTY! HUD Homes, FORECLOSURES, and SHORT SALES

HUD Homes, FORECLOSURES, and SHORT SALES 04/06/12-04/13/12

Click on the links below to view the best deals of the week for Maricopa and Yavapai County!

Prescott area  Foreclosures


Prescott area Short Sales

HUD Mfg/Mobile Sales

HUD Home SFR Sales

Call us if you would like to view any of these amazing deals!!

Stephanie Woods, Realtor
The Stephanie Woods Team
Keller Williams Check Realty
(928) 237-4449 (928) 237-4449
Stephwd@msn.com
Our team has Certified Short Sale agents available if you or someone you know could use assistance. Feel free to call us.

Stephanie Woods

928-308-8565 <> 928-308-8565 

 

ARE YOU READY TO BUY????

NOW IS THE A GREAT TIME IF YOU HAVE BEEN CONSIDERING A PURCHASE. INTEREST RATES ARE STILL LOW AND PRICES ARE GOOD. JUST BE PREPARED TO MOVE FAST AS INVENTORY IS AT AN ALL TIME LOW SO HOMES ARE SELLING QUICKLY! GET PRE-APPROVED FIRST AND THEN LET'S GO SHOPPING... CALL THE STEPHANIE WOODS TEAM FOR MORE DETAILS TODAY AT 928-237-4455

AMAZING GRANITE OAKS HOME REDUCED!

8132 RED OAK IN GRANITE OAKS - PRIVATE - NESTLED ON 1.6 ACRES WITH INCREDIBLE VIEWS OF GRANITE MOUNTAIN! This is a short sale and ready for an OFFER! CALL STEPHANIE TODAY AT 928-308-8565  PLEASE CLICK ON LINK BELOW FOR DETAILS

11355 Sleek Way, House of the Week

11355 Sleek Way, Prescott Valley, AZ This house is fantastic. Country living doesn't get much better than this. The property boasts a 3214 sqft house with 4 bedrooms and 3 baths. Great views from every window, especially the kitchen sink that looks over the entire Woodchute Mtn. Range(Mingus Mtn.) Drive through garage leads to the mud room that goes into the kitchen. The grounds have two horse pens already installed and pads for two stalls. Take a look and if your interested, please give me a call and I'll show you the house.

Spring is Approacing - Prescott Homes are selling!

THE TREES WILL START TO BLOOM, WEATHER WILL BE PERFECT AND HOME PURCHASES ARE UP! DON'T DELAY, IF YOU HAVE BEEN CONSIDERING A MOVE, PLEASE GIVE US A CALL AT 928-533-3176 AS WE CAN GET YOU MOVING. THE STEPHANIE WOODS TEAM WORKS WITH BUYERS ALL DAY EVERY DAY, AND CAN MAKE YOUR HOME PURCHASE SMOOTH AND EASY! CALL TODAY FOR ALL YOUR REAL ESTATE QUESTIONS.

CALL THE STEPHANIE WOODS TEAM 928-237-4435

WE CAN ASSIST YOU WITH YOUR SHORT SALE.

Prescott Short Sale Calculator - Short Sale or Stay

ShortSalePrescott.com

What is My Prescott Home Worth?

Call The Stephanie Woods Team at    (928) 237-4435 or click here http://www.shortsaleprescott.com to reach a Yavapai County short sale specialist 

Specializing in traditional (equity) Prescott  real estate, Prescott Short Sales(pre-foreclosures), and foreclosures in Arizona, we can sell your home regardless of your financial needs. It's wonderful if you have equity in your home, but if not - we can still help.

We don't just try to sell your home - we MARKET your home to sell. Inventory is low and buyers are out in droves. It takes FULL TIME marketing and lead generation to keep your property up front on the internet at ALL TIMES. The MLS just does not cut it anymore. You need EXPOSURE. Nobody dominates the search engines like we do, so that means YOU DO!

Did you know that 70% of todays MLS listings entered are pre-foreclosures or foreclosures? If you need to sell, but owe more than your home is worth, you are not alone! We can help sell your home and negotiate with the bank to accept less than you owe.

Equity, or negative equity, we can help. So, if you or someone you know has thought about selling, please contact us right away to see what your Prescott Real Estate Value is!

Call 928-237-4435 or Simply enter your information on this page and we will provide you with a speedy response. The more information given, the more accurate the evaluation. All information you provide is secure and will be kept strictly confidential.  There is no obligation.  Please indicate when you are thinking of selling and if what YOU think your home is worth. 

 The Stephanie Woods Team

CALLING ALL SELLER'S!!!!

HAVE YOU CONSIDERED SELLING?  THE MARKET INVENTORY IS AT AN ALL TIME LOW, AND WE HAVE BUYER'S!!!!!

WE ARE IN MULTIPLE OFFERS ON A REGULAR BASIS, WHICH MEANS WE HAVE MORE BUYER'S THAN WE HAVE HOMES TO SELL..... WE NEED HOUSES!!!!!!!!!!

IF YOU WOULD LIKE A FREE MARKET ANALYSIS PLEASE GIVE THE STEPHANIE WOODS TEAM A CALL AT 928-237-4449.  WE SPECIALIZE IN EVERY TYPE OF SALE, INCLUDING SHORT SALES AND EQUITY SALES... DON'T DELAY, NOW IS THE TIME...

BUYER'S THE TIME IS NOW!

INTEREST RATES COULDN'T BE BETTER, PRICES ARE AT AN ALL TIME LOW!  WHAT ARE YOU WAITING FOR?
IF YOU HAVE BEEN CONSIDERING MAKING A HOME PURCHASE, DON'T HESITATE ANY LONGER.... CONTACT THE STEPHANIE WOODS TEAM FOR YOUR BEST DEALS AROUND. WE KNOW HUD HOMES, FORECLOSURES, SHORT SALES AND EVERYTHING IN BETWEEN.
CALL TODAY FOR ANSWERS TO YOUR QUESTIONS.
WE HAVE AN EXPERIENCED TEAM TO HELP YOU WITH ALL YOUR REAL ESTATE NEEDS.
928-237-4455 HAPPY HOUSE HUNTING!

PRESCOTT/VERDE VALLEY HOMES FOR SALE WEEK OF 2-17-2012

Prescott Weekly Listings Update

Prescott Foreclosure List
Prescott Equity Sales
Prescott Manufactured Homes

Verde Valley Weekly Listing Update

Verde Valley Foreclosure List
Verde Valley Equity Sales
Verde Valley Manufactured Homes


FOR INFORMATION ON LUXURY HOMES IN PRESCOTT......CLICK HERE!!!

Call The Stephanie Woods Team to preview these homes! (928)237-4455

Is your house Feng Shui? Part 2

Last week, I had a post to see if your house followed the rules of Feng Shui.  If yours fell short, don't worry, like anything, there are ways to fix your space.  This second article follows up on the first and lets you know how to fix those problem areas in your home if you want it to be more Feng Shui.

Feng Shui Cures

In the home I am renting, there was a deck at the back of the house that was closed in to make a year round Arizona room.  The original layout of the floor plan for the house was a rectangle.  By adding the Arizona room, the house essentially changed into a different shape, eliminating most of the wealth corner, and increasing the relationship corner.

It’s important to know that when Feng Shui works with missing corners, rule of thumb is that if an addition is less than half the width or length of a room or house, it is an extra section.  (This type of addition might be something like an addition of a bay window, or a small bump out.  In that case, an extra section could create GOOD Feng Shui, because there is more room in that area for the chi to circulate.)  Anything larger than half the width or length of a room or house creates a missing section.  In the case of my home, this created a missing section. 

There are many features of western homes that would be considered inauspicious by Feng Shui practitioners.  However over thousands of years, cures for each of these have been established!    There are eight major types of cures used to compensate for lacking features, to encourage positive energy flow:  Color, reflective objects (lights, mirrors, and crystals), plants and pets, mobiles and flags, statues and rocks, fans and flutes.  Placing a particular object in the area of concern will primarily force fast moving chi to slow down, and encourage slow moving or stagnant chi to move in a positive way. 

In addition there are representations of four elements that can be placed in specific areas that will balance the energy:  Metal, Water, Fire, and Earth.

A metal element could be sculpture or a table with metal legs, for example. Water would be represented with an aquarium or water fountain.  Earth could be represented with a quartz cluster.  Fire symbols could be a painting with the color red.  There are many variations on how these elements can and cannot be combined.

How did I fix the missing wealth corner of my home?  Before I tell you how I did it, you need to know that I rented this home before even seeing it in person.  I was moving to the area and found the house for rent on Craigslist.  The photos looked good, so I asked a good friend of my to drive to Prescott and take a look at the house; I wasn’t renting it sight unseen. She gave me the ok, so I signed the lease and moved in. I did not know that the wealth corner was missing in the home.  However, remember, there’s a cure for everything!

When I moved in there were some decorative elements I installed, mainly because I liked them.  But they also happened to “coincidentally” create Feng Shui cures for the missing area.  I created a large water fountain on the floor at the far left of the Arizona room (which did have some part of the wealth corner), and surrounded it with green plants.  The fountain pump came with a light, so I have chi  (both light and water) circulating there 24/7.  I never turn it off except to clean it out.  And of course it sounds wonderful, and provides humidity to the house as well.

I also hung a large spiral wind chime inside the Arizona room, which featured faceted

crystals, and reflects the light further into the missing area.  Fortunately, there is an additional deck downstairs that visually “completes” the corner, and that really works to help anchor the energy too.  I have reaped the positive benefits!  And, even better, when I find the perfect home to purchase, I’ll already know what to do if it needs a little energy boost.

So if you feel you need assistance in enriching certain areas of your life, remember that not only is your home is a reflection of you, it’s a reflection of your energy, and it can always be improved!  I promise if you take the time to do some research, investigate

the principles of Feng Shui, and apply even one or two of them in your home, you will be pleasantly surprised!

Kathleen is available for private consultations in the Prescott area, for your home or business, at kathleenagraham@gmail.com, or her cell (702)-672-2356.

GRANITE OAKS SHORT SALE! PRESCOTT ARIZONA

THIS TRULY AMAZING HOME IS THE LOWEST PRICE PER SQ. FT. IN GRANITE OAKS.  CLICK ON THE PHOTO BELOW FOR MORE INFORMATION.
 
5298 SQ. FT. 4 BEDROOMS 5 BATHS ON 1.59 ACRES
CALL STEPHANIE AT 928-308-8565 FOR YOUR SHOWING TODAY!

THE STEPHANIE WOODS TEAM

Weekly Listing Update New Home Listed This Week!

Prescott Area Foreclosures
Prescott Area Single Family Homes
Prescott Area Manufactured Homes  

Verde Valley Area Foreclosures
Verde Valley Area Single Family Homes
Verde Valley Area Manufactured Homes 

Contact Us At: 928-237-4455 To Schedule A Showing!

How to make your house Feng Shui, Part 1

Lately, I've been showing houses in the Prescott area to a women who is into the art of Feng Shui.  I have to admit, I know nothing about it and in all honesty, didn't really care.  However, the more Kathleen taught me about how energy flows around a room, the more I wanted to know.  I asked her to write for my blog on what makes a house more or less Feng Shui.  Without any further comment...

I’ve been house-hunting lately, and I take all the principles of Feng-Shui into consideration whenever I look at a house.  Feng-Shui is the ancient Chinese art of placement.  It’s based on thousands of years of observation of how energy or “chi,” sometimes translated as “universal life force” flows in nature. 

When these observations are put into practice in your home or business, harmony, balance, and prosperity are said to follow.  Feng-Shui uses something called a ba-gua (basically an octagonal shaped map) to help understand where and how energy flows in various areas in your home or business.  It can even be applied to your desk or cubicle at work. 

A flow of good, positive chi in and throughout your home will depend on many factors.  Primary of these is that there should be no missing corners in your home.  The ideal Feng-Shui configuration for a home is usually a square or rectangle.  If a corner is lacking in a home, for example in an “L” shaped layout, the corresponding energy for the missing corner will also be absent.  This can affect your finances, relationships, health, and other critical areas of your life. 

The ba-gua is used to determine which areas of your home correspond to each aspiration.  Clockwise from the top side of the ba-gua, the eight areas affected are Fame, Relationships/Marriage, Children/Creativity, Helpful People/Travel, Career, Knowledge/Spirituality, Family, and Wealth.  The map of the ba-gua is superimposed on a drawing of the home’s floor plan (based on the orientation of the home’s front door) to find any areas that may be lacking or need assistance in manifesting the correct energies desired.  The Career area of the ba-gua is always placed at the front door of the home.  So then the wealth corner, for example, is in the far left corner of the home, and the Relationship/Marriage corner is the far right corner of the home.

(diagram courtesy of www.thespiritualfengshui.com)

I once visited an office that was missing the Wealth corner.  I knew that business was not going to last long, and sure enough, it did close about two months after I was there.  Another client I worked with owned a business that was always suffering financially.  The business itself looked fine energetically, but when I asked the owner about what he had at home in his wealth corner, he admitted he had a desk in that corner that was piled with clutter.  Clutter is a big no-no in Feng-Shui, because it blocks the chi from circulating.  I advised him to clear out the clutter and keep the desk area neat and organized, and as soon as he did this, his customer traffic immediately picked up.

So if your home is lacking one of the key corners, don’t despair!  In Feng-Shui there are fixes (otherwise known as cures) for everything.  Next time, we’ll find out about the basic cures and how to apply them.

Kathleen is available for private consultations in the Prescott area, for your home or business, at kathleenagraham@gmail.com.

Jason Maneely, SFR              
Keller Williams Check Realty
The Stephanie Woods Team
928-925-6050
jpmaneely@kw.com

GOOD DEALS STILL EXIST!

ARE YOU LOOKING FOR A GOOD DEAL IN THE QUAD-CITY AREA? IF YOU ARE, GIVE US A CALL BECAUSE WE HAVE THEM!!!!  DON'T WAIT, THEY ARE MOVING FAST AND YOU WOULN'T WANT TO MISS OUT..... WE SPECIALIZE IN HUD, REO'S, SHORT SALES AND STILL HAVE MANY REGULAR RE-SALES AVAILABLE TOO!


CALL THE STEPHANIE WOODS TEAM AT 928-237-4449  OR 928-237-4455, AS WE STANDING BY TO HELP YOU BUY!

Short Sales pick up in Prescott Valley

Short sales in Prescott and surrounding areas have definitely picked up in the last few months. We are finding that banks are making it easier to get them through the process. If you, or someone you know would like up to date information on the Short Sale process call our team today. We are dedicated agents working to provide the best outcome possible. Click here to be taken to our website.

The Stephanie Woods Team

Prescott Area Weekly Housing Updated 

Prescott Area Single Family Homes
Prescott Area Foreclosures
Prescott Area Manufactured Homes

Verde Valley Weekly Housing Update  

Verde Valley Area Single Family Homes
Verde Valley Area Foreclosures
Verde Valley Area Manufactured Homes


Call us anytime to get more information on these great properties (928)237-4455

Investment of the Week

Here we have a great deal for Prescott.  It's not very often that a apartment at this price comes around in Prescott.  Even in Prescott Valley, you'd have a hard time finding a duplex for this price.  This is a fourplex that in super close to downtown, shopping, parks.  This is a foreclosure, but is in very good condition.  If you do the math, this apartment has a 11.5% CAP before debt servicing.  If you include debt payment with a 25% down payment and a 5% interest, the payment is approx $531.  The would give you a net cap rate of almost 8%, which is great for a Prescott apartment.  As for the details, it is 2771sqft built in 1996 on 0.21 acres.  Each apartment is 2 bedrooms and 1 bath and rent for $550/month


If this is a apartment that your interested in, please give me a call, I would enjoy helping you increase your real estate portfolio.

Jason Maneely, SFR              
Keller Williams Check Realty
The Stephanie Woods Team
928-925-6050
Jason@StephanieWoodsTeam.com

Newly Listed Homes In The Prescott Area

Residential Single Family

Manufactured Mobile Homes

Foreclosures REO Homes 

  
HUD Homes 


Newly Listed Homes In The Verde Valley Area

Residential Single Family

Manufactured Mobile Homes 

Foreclosures REO Homes

HUD Homes 

Homes Listed This week In Yavapai County!!

Residential Single Family Homes 

Manufactured Single Family Homes

New Foreclosures In The Prescott Area 

Verde Valley Area

Newly Listed Residential Homes

Manufactured Homes

New Bank Owned Listing  

Weekly Listing Update

Newly Listed Foreclosures For Sale In The Prescott Area 

Newly Listed Sort Sales For Sale In The Prescott Area

Manufactured Homes Listed This Week 

Newly Listed Foreclosures In the Verde Valley Area

Newly Listed Sort Sales In The Verde Valley Area

Newly Listed Manufactured Homes In The Verde Valley Area  

Any questions contact us at (928)237-4455

HAPPY NEW YEAR!

Now that the holiday's are over, are you ready to start your home search?
We are a team of licensed agent's with area knowledge and expertise...and are happy to help you find your new home!
We specialize in it all, so if you are looking for a HUD, bank owned, short sale or a real equity sale, we can assist you.
We know the market, so just ask us!
Don't delay, call us today at 928-237-4455 with all your Real Estate needs.
May 2012 be Wonderful!

Please check out the latest list of HUD homes below!!! Call us if you are interested in purchasing or have questions on how to qualify. You can save thousands on these wonderful properties. Our agents are knowledgeable and willing to assist. HUD Photo List (Click Here)

Thanks,

The Stephanie Woods Team
928-237-4455

Have you fallen behind on your mortgage payments, and don’t know what to do? Watch this brief video, and find out what a Short Sale is, and why it may be the solution you have been searching for.
Then contact me Stephanie Woods at 928-237-4435 for a FREE consultation to find out if a Short Sale is right for you.

WE ARE YOUR REAL ESTATE EXPERTS!

Looking to sell? Upside down? Want to find that steal of a deal? We are your Yavapai County Realtors! We do it all! REO - SHORT SALE - HUD - EQUITY SALE - FANNIE MAE - FREDDIE MAC QUESTIONS? We have answers!! Don't hesitate to call us today, we are here for all your Real estate needs 928-237-4455

Home Inventory Down in Quad - City

Our market inventory is DOWN!  What does this mean?  For seller's a good time to list as we have buyer's that need homes! 
If your looking for more information, Call The Stephanie Woods Team today... We are happy to assist you with all your Real Estate NEEDS!

RENT TO OWN - LEASE PURCHASE HORSE PROPERTY

Full Listing

                 HORSE PROPERTY WITH GRANITE MOUNTAIN VIEWS!                 

1715 W. MERRILL - WILLIAMSON VALLEY  - LOOKING FOR A RENT TO OWN OR LEASE PURCHASE OPTION?  THEN THIS MIGHT BE THE PERFECT HOME FOR YOU!

SO MUCH SQUARE FOOTAGE - OVER 3500 SQUARE FEET ON 2.2 ACRES WITH A 2 CAR GARAGE AND HUGE GAME ROOM.

MLS #958438 - CALL STEPHANIE AT 928-308-8565 FOR MORE DETAILS TODAY!

PRESOTT BEAUTY NEEDS BUYER!

                            3347 ROSE LANE - PRESCOTT ARIZONA - SANDRETTO ESTATES                       


                                                                                                                                                                                

• IMMACULATE INSIDE AND OUT.
• FULLY LANDSCAPED
• 3 BEDROOM - SPLIT FLOORPLAN
• 2 CAR GARAGE
• BRIGHT AND OPEN KITCHEN/ DINING
• FIREPLACE
• 2 CAR GARAGE
• THIS IS A MUST SEE!
• MLS #958384

CALL  THE STEPHANIE WOODS TEAM TODAY FOR YOUR SHOWING AT 928-308-8565 OR 928-237-4455.

8508 N. Priarie View Open House 11-12-2011

STOP BY AND SEE THIS LOVELY HOME IN THE VIEWPOINT - PRESCOTT VALLEY
$209,500 - 4 BEDROOM - 2 BATHROOM - OVER 1800 SQUARE FEET WITH A 3 CAR GARAGE - FULLY LANDSCAPED ON DRIP WITH FENCED REAR YARD W/ BLOCK WALL-
8508 N. PRAIRIE VIEW  - THE VIEWPOINT IN PRESCOTT VALLEY!!!  SATURDAY 10-2 
CALL STEPHANIE FOR MORE INFORMATION AT 928-308-8565.
MLS #958301 

Foreclosure Fears Foster True Grief

Reports of foreclosures by the millions have been in the news so much over the past few years that to some, it might seem like the new norm.

But as a real estate professional that is in the trenches with financially stressed homeowners every day, it never for a second feels to me like business-as-usual.

The prospect of losing one’s home is right up there among the major sources of grief, and often, it goes hand in hand with other tragic setbacks such as the loss of a job, a divorce, death of a loved one, mounting medical bills or skyrocketing mortgage payments.

Unfortunately, the first stage of grief is denial, and that’s even more the case when the threat of foreclosure is looming. No one wants to talk about or admit financial troubles—even when millions of others have found themselves in a similar spot. It’s completely understandable, but for homeowners who are behind on mortgage payments, decisive action is often the most critical step toward ensuring the best possible solution.

As a real estate professional who has sought out the Certified Distressed Property Expert (CDPE) designation, I help homeowners deal with the uncertainty that accompanies a mortgage which is no longer manageable. In the process, I help them to get on a path of financial solvency.

If you or someone you care about would like to change the course of a life that’s facing foreclosure, I get it and I can help.

Contact me today!

Stephanie Woods, Realtor

The Stephanie Woods Team

Keller Williams Check Realty

(928) 237-4435
Stephwd@msn.com

BEST DEALS OF THE WEEK FOR THE PRESCOTT AREA!

HUD Homes, FORECLOSURES, and SHORT SALES 10/21/11-10/28/11
Click on the links below to view the best deals of the week for the Prescott Area:

Prescott Area Site Built HUD Homes
Prescott Area Manufactured HUD Homes
Prescott Area Site Built Homes Foreclosure Listings
Prescott Area Manufactured Homes Foreclosure Listings
Prescott Area  Site Built Homes Short Sale Listings
Prescott Area Manufactured Homes Short Sale Listings

Call us if you would like to view any of these amazing deals!!

Stephanie Woods, Realtor
The Stephanie Woods Team
Keller Williams Check Realty
(928) 237-4449 (928) 237-4449
Stephwd@msn.com

Our team has Certified Short Sale agents available if you or someone you know could use assistance. Feel free to call us.



Stephanie Woods
928-308-8565 928-308-8565

8508 PRAIRIE VIEW - VIEWPOINT - PRESCOTT VALLEY ARIZONA

COME TAKE A LOOK AT THIS GREAT NEW LISTING!  8508 PRAIRIE VIEW - VIEWPOINT IN PRESCOTT VALLEY - 4 BEDROOM - FAMILY ROOM - OPEN KITCHEN - GREAT ROOM WITH CORNER FIREPLACE- 3 CAR GARAGE AT THE END OF THE STREET ALL FOR $212,500. CALL THE STEPHANIE WOODS TEAM TODAY FOR YOUR SHOWING AT 928-533-3176 OR 928-237-4455.

BUYER'S AGENT'S ON HAND AND READY TO ASSIST YOU!

The Stephanie Woods Team has several Buyer's Agent's with years of experience, market knowledge, and expert negotiating skills, who are ready to assist you with your next home purchase.


We are a select few with higher standards and work for you, the Buyer! We research, preview, and follow through each and every step of the home buying process.

With our higher standards we ask only one thing in return, buyer loyalty with us. We ask that you will agree to be loyal to us during your home buying process and come to us with an questions you may have. This commitment comes at no cost to you, with the understanding of a positive working relationship.

We are proud to commit to you and only ask the same from you.

Call us today, so we can help with your next home purchase 928-237-4455.

Renewed trust for tough times

Does it feel like trust is one of the major casualties of the economic meltdown of 2008 – followed by the “Great Recession,” the “Jobless Recovery” and now the threat of a “Double Dip Recession?”

Weren’t we assured that home values were destined to go up and up and up?

There have been lots of promises that help is on the way—and lots of warnings of scams and schemes that have only served to confuse the matter. So where’s a homeowner who’s underwater or overleveraged to turn?

Here’s the bottom line: the choices that homeowners make when they feel they are at the end of their rope will have ramifications for years to come on their ability to qualify for credit, their job prospects, their security clearance and their overall finances. When a family’s financial trajectory is rapidly heading in a negative direction, there’s no substitute for the helping hand of a knowledgeable expert who has the integrity, the experience and the training to reverse the course—someone who is tapped into regulatory initiatives and can separate fact from fiction.

It is my mission to serve as a credible source of information and perspective to homeowners who have found themselves in a tough situation and need help sorting through their options. That’s why I sought out the Certified Distressed Property (CDPE) designation—the most renowned and recognized credential in the distressed property field, and it’s why I continue to stay on top of regulatory and industry developments that impact options available to homeowners who are struggling with their current financial situations.

My message to homeowners who do not know where to turn: there is hope. Foreclosure is not inevitable and neither the government nor your bank wants to see that happen. No one expected to find themselves on the brink of foreclosure, but I have worked with countless clients who have managed to turn their financial trajectory around and get on a path of financial recovery.

It CAN be done! And it would be my privilege to help.
Stephanie Woods Team
Prescott, Prescott Valley, Chino Valley
http://www.shortsaleprescott.com/

Why short sales aren’t always a good option

Why short sales aren’t always a good option

I have many clients who call looking for deals on short sales and foreclosed homes in the Prescott Arizona and the Verde Valley including Prescott Valley, Chino Valley, Dewey-Humboldt, Paulden, Mayer, Clarkdale, Cottonwood, Cornville, Lake Montezuma, Sedona and more. Many think that short sales are better deals than foreclosures, which can be the case depending on their circumstances.

What to consider?

The short sale process has many moving parts that must be aligned in order for the sale to close. The third party lender/lenders have to agree to a short sale. Many times the listing agent is not provided with pricing that is acceptable to the lender at the time the home is listed. The home will most times be priced at fair market value and pricing will be lowered until and offer comes in. This could take several months and once an offer does come in there will most likely be counter offers by the seller based on what the lender will at that point disclose they are willing to accept based on several different factors. It could take days or months still at this point to close the transaction. If you do not have time to wait…..a short sale may not be for you.

When you buy a foreclosure in the Prescott or Verde Valley area, the process is much more straightforward and the prices are set by the bank at the time the property is listed. There is no waiting, guessing, or strategizing with a foreclosure property. In today’s market the best deals are flying off the market as quickly as they are coming on. Tough part with a foreclosure today is that you may be up against many other offers. Properties are not at times selling over asking price with multiple offers. Prescott homes between 150K-250K move extremely quickly so you much have a dedicated hard working agent to keep up with this market.

Some short sales are amazing buys if you have the time and patience. They are at times less competitive as people have shied away from them due to past difficulties in getting them closed. They used to be much more difficult to get accepted but we are now seeing the lender get more streamlined and deals moving quicker. The key to success is being prepared and having a full understanding of both processes and having an agent that knows their stuff and is actively in the market on a full time daily basis.

I invite you to contact me if you know someone who is looking to sale their home!!!!

Stephanie Woods
The Stephanie Woods Team
Keller Williams Check Realty
928-237-4435
Stephwd@msn.com

GREAT HOME IN UNIT 19! PRESCOTT VALLEY! 


Need a Home that boasts a guest sutie?  Or a Super Craft Room?  7160 E. Grandview in Prescott Valley could be your solution.  It offers 3 Bedrroms 2 Baths - Split Floorplan  - 3 car garage (One is heated) Beautifully landscaped front and rear yards on drip system.  Rear covered Deck to enjoy the lush yard.  MLS #956416

$209,900 - Call us today for your showing. The Stephanie Woods Team Keller Williams
928-237-4455